Dental care is an important part of your healthy lifestyle. Why not make it affordable?
As an IEEE member, our Group Dental Insurance Plan gives you the protection you need. And the freedom to see any dentist.1 You’ll enjoy additional savings on covered services when you visit an in-network dentist.2
With a choice of benefit options to suit your budget, we've engineered this plan to deliver affordable protection for a healthier smile and a healthier you. You’ll also get great service and educational support to help you stay on top of your care. Even if you change jobs, your coverage will come with you.
Now that’s something to smile about. Learn more about IEEE’s Group Dental Insurance Plan and apply online today.
APPLY FOR GROUP DENTAL INSURANCE NOW
Give your smile the protection it needs through a wide range of covered services at lower costs. Save time by applying for our group dental insurance plan online.
"We have used IEEE insurance for 8 years, since I retired. The experience has been terrific!"
-- IEEE Member, Klaus Dannenberg
Freedom to Visit Any Dentist
You have the flexibility to visit any dentist1 — your dentist — and receive coverage under the plan. Just remember that nonparticipating dentists haven’t agreed to charge negotiated fees. That means you usually save more dental dollars when you go to a participating dentist.2
If you prefer to stay in the network, there are thousands of general dentists and specialists to choose from nationwide — who can meet your needs. Plus, all participating dentists go through a rigorous selection and review process.3 This way, you'll obtain professional dentist coverage without the need for referrals.
Additional Savings When You Visit Participating Dentists
Your out-of-pocket costs are usually lower when you visit a dentist in the MetLife network. That’s because they have agreed to accept negotiated fees that are typically 30 to 45% less than average dental charges in the same community.3 This may help lower your final costs and stretch your plan maximum. Negotiated fees may even extend to non-covered services and services provided after you've reached the plan maximum.4
Service where and when you want it.
MyBenefits, your secure self-service website through MetLife, is available 24/7.5 You can use the site to get estimates on care or check coverage and claim status. Plus, if you are on the go and need to find an in-network provider, view a claim or see your ID card, there’s an app for that.6 Search “MetLife” at iTunes App Store or Google Play to download the app.7
To check out the general dentists and specialists in the PDP network, visit metlife.com/dental. From there, select “Find a participating dentist,” then select the network “PDP Plus” and enter your ZIP code.
Educational Tools and Resources
MetLife Vision Access Program
This plan does not cover the following services, treatments and supplies:
Cancellation/Termination of Benefits
Coverage is provided under a group insurance policy (Policy Form GPN99) issued by MetLife. Coverage terminates when:
The group policy terminates for nonpayment of premium and may terminate if participation requirements are not met or, if the Policyholder fails to perform any obligations under the policy. The following services that are in progress while coverage is in effect will be paid after the coverage ends, if the applicable installment or the treatments is finished within 31 days after individual termination of coverage: completion of a prosthetic device, crown or root canal therapy.
Dental Related Articles
Mercer's Role & Compensation
1Your out-of-network costs may be greater when you visit a dentist who does not participate in the MetLife network.
2Based on internal analysis by MetLife. Savings from enrolling in a dental plan will depend on various factors, including how often participants visit the dentist and the costs for services rendered.
3Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements, rather than MetLife's. If you should have any questions, contact MetLife customer service.
4Negotiated fees for non-covered services may not apply in all states. Negotiated fees refers to the fees that in-network dentists have agreed to accept as payment in full, subject to any copayments, deductibles, cost sharing and benefit maximums. Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
5With the exception of scheduled or unscheduled systems maintenance or interruptions, the MyBenefits website is typically available 24 hours a day, 7 days a week.
6The features of the MetLife Dental Mobile App are not available for all MetLife Dental Plans.
7Before using the MetLife Dental Mobile App, you must register at metlife.com/mybenefits from a computer. Registration cannot be done from your mobile device.
Coverage may not be available in all states. Please contact your program administrator for additional details.
Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your program administrator for complete details.
Dental insurance featuring the MetLife Preferred Dental program is underwritten by Metropolitan Life Insurance Company, New York, NY.
MetLife Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.
© 2020 MetLife Services and Solutions, LLC
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