Benefit Resources

Benefit Resources  

Accidental Death & Dismemberment Insurance

41-Point Safety Checklist

Let’s face it. An accident can occur anytime and anywhere. You can’t predict where or when, but there are ways you can minimize your risk.

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Accidents Happen

Before you hit the slopes or head outside to shovel your driveway this winter, make sure you have adequate coverage to help ensure you are protected should you suffer a serious accident—or worse.

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Disability Income Insurance

3 Tips To Help Speed You Through Underwriting

Once you make the decision to protect your income with disability insurance, the next step is applying for your coverage. Because disability coverage is medically underwritten, your application must be approved by the insurance company before benefits can be put in force.

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Safeguarding Your Income

If you can’t work because of an accident or illness, where will your paycheck come from? Learn about the key differences between employer-provided coverage and private coverage.

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The Forgotten Safety Net

When most people talk about having “enough” insurance, they’re usually referring to life insurance. But if your family relies on your paycheck to make ends meet, your loved ones could find themselves in a worse financial situation if you become disabled than if you were to die.

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Demystifying the Application Process

"Ever wanted to “apply” for IEEE insurance but weren’t sure what it entailed? Or maybe you already have, but still don’t know what really happened after you sent in your application?"

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Group Dental Insurance

MetLife Oral Health Library

Learn more about general dental health, compare dental plans, view checklists and more!

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The Preferred Dental Program from the Preferred Dental Provider

You have a network that gives you access to thousands of participating dentists. It’s called PDP Plus. More choices mean it’s easier than ever to get the dental care you needfor a happy, healthy smile.

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Avoid Surprises With Your Dental Claims

You’re at the dentist for a routine check-up when you may get the unexpected news…you need a crown! If the thought of pain was not enough, then you wonder, “How much is this going to cost me?” Your dentist may tell you how much he or she charges for the procedure, but you want to know if the procedure is eligible and how much is covered by your dental benefits plan.

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Claim Processing…How Long Does It Take

Bringing technology, people and processes together to deliver quality and savings

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IEEE Members--Find Out How You Can Save More on Your Dental Costs

As a MetLife Preferred Dentist Program member, you have options to help you and your family achieve your oral health goals and save money.

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Understanding Your Group Dental PPO Benefits Plan

The Preferred Dentist Program was designed to help you get the dental care you need and help lower your costs. You get benefits for a wide range of covered services — both in and out of the network.

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Life Insurance

Demystifying the Application Process

Ever wanted to “apply” for IEEE insurance but weren’t sure what it entailed? Or maybe you already have, but still don’t know what really happened after you sent in your application?

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Demystifying the Life Insurance Medical Exam

An exam is used as part of an insurance company’s underwriting process. It is just one component of the process and is fairly simple for the proposed insured. It usually takes less than 30 minutes to complete.

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Long-Term Care Insurance

A Critical Piece of Asset Protection

Your basic health insurance plan (and Medicare if age 65+) is a good plan and may help you with some long-term care costs. But no plan pays for everything, especially when it involves long-term care in your home, assisted living facilities or nursing homes.

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Risk Management

Copyright vs Ownership

Risks Associated with Transferring Copyright

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Document Retention Tips

Proper document retention is a critical part of a comprehensive risk management program. With a well thought out document retention plan, your design firm may be able to head off a professional liability claim and mount a more effective legal defense.

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Contract Review Checklist

This checklist includes sections on Agreed Remedies to Limit Engineer’s Liability, Certifications, Guarantees, and Warranties, Billing and Payment and more.

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Sample Contract Provisions

View and download a sample contract.

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Why is a Written Contract Important

We recommend an engineer have a written, executed professional services agreement prior to beginning services on each project. Some engineers and clients are hesitant to have a written agreement and rely on oral agreements, particularly if they have a long working relationship.

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Healthcare

Below are resources* for information on healthcare

  1. www.healthcare.gov
  2. www.healthcarebluebook.com

 

*Mercer Consumer is not responsible for the content of these resources.