Cancer Insurance
  • Overview
  • Tell Me More
  • FAQs
  • Forms
  • Contacts

IEEE Member Group Cancer Insurance Plan

  • Helping You Afford Your Fight With Cancer:  The IEEE Member Group Cancer Care Insurance Plan offers supplemental benefits you may use any way you wish—paid directly to you (or anyone you choose), regardless of any other insurance coverage you have.

"My husband was diagnosed with cancer mid-year 2016. We were shocked to hear that my husband's cancer had probably been growing for 10-15 years. After the initial testing, we contacted Mercer Insurance and was very impressed with the response we received. In no time at all, the forms we needed were received in the mail. We had supporting documentation ready, completed the claim form and in a short turn around, received the first check. We have had this Cancer policy for many, many years, upon the recommendation of a dear friend of ours, who had this same insurance to see through the mounting treatment costs of his cancer. No advance notice is given that you may get cancer, but it is a safe bet to have the insurance to cover it. Mercer does a great job!" -- Donna Howard

  • Member and Spouse are Eligible to Apply Regardless of Age (N/A in CA age 65 and over)! This plan is not available to residents of AK, CO, CT, DE, IL, IN, LA, MA, MI, MN, MT, MS, NC, NE, NV, NH, NJ, NM, NY, OR, TN, SD, UT, VT, WA and WY.

  • Pays Benefits for First Occurrences, Hospitalization, ICU, Outpatient Treatment, and Hospice Care, may not be available in AZ, GA and WY

This plan is underwritten by Transamerica Premier Life Insurance Company, Cedar Rapids, IA. CA10000GPM

CANWEB17O

 

Coverage For You And Your Family

As an IEEE member, you and your spouse are eligible for this insurance regardless of your age provided you have not been medically treated for, or advised of cancer (except skin cancer) within five years (6 months in CA, 12 months in TX and 2 years in GA) prior to the effective date of coverage (N/A in CA age 65 and over). Your children are also eligible provided they meet the health requirements and are under age 19 (under 25 if enrolled as full-time students). This plan is not available to residents of AK, CO, CT, DE, IL, IN, LA, MA, MN, MT, MS, NC, NE, NV, NH, NJ, NM, NY, OR, TN, SD, UT, VT, WA and WY.

Benefits begin on the first day cancer is positively diagnosed, provided your policy has been in force for 30 days prior to diagnosis except in: AZ, MO, OK, TX and WI. You'll receive $9,000 upon the first occurrence under the Standard Plan to help you pay for initial expenses. (First occurrence benefit does not pertain to skin cancer and will be paid only once during your lifetime).

Daily Benefits

You will receive $100 per day for the 1st through 60th day of a covered hospitalization under the Standard Plan.

Extended Daily Benefits

Beginning on the 61st day of hospitalization, your daily benefit increases to $250 per day under the Standard Plan.

Outpatient Care

As an outpatient receiving therapy and treatment for cancer, you'll be paid $100 per day for each day you receive outpatient treatment or to help you meet ongoing costs under the Standard Plan.

Hospice Care

If your life expectancy is less than six months following a hospital confinement of at least 3 consecutive days, you'll receive $100 per day for a maximum of 180 days under the Standard Plan, to help meet the special needs of you and your family.

Wellness Care

When confinement to an Wellness Care Unit is caused by cancer, you'll receive $120 maximum benefit paid for 6 screening tests/exams under the Standard Plan.

   Click here to review YOUR COST


Effective Date Of Coverage

Coverage becomes effective on the first day of the month following acceptance by the Administrator of the application and the first premium payment, provided you or any dependent to be covered is not hospital confined. This is group insurance. Coverage continues in force as long as premiums are paid when due, you are an IEEE member and the group policy remains in force.

Benefits will not be paid under this policy and any attached rider for any expenses which result from: injury or sickness other than cancer; or treatment or services performed outside the United States.

Preexisting Condition Limitation

No benefits will be payable for the Covered Person's Preexisting Conditions. They are defined as a cancer that was positively diagnosed within five years (6 months in CA, 12 months in TX and 2 years in GA) prior to the Covered Person's Effective Date of Coverage under this Policy, or a cancer for which treatment had been received before the Covered Person has been Insured for 30 days from his Effective Date of Coverage.

We will, however, pay benefits for cancer diagnosed and treated within the first 30 days the Covered Person has been insured. Expenses for such treatment are payable only if incurred after coverage has been in force for 12 consecutive months from the Effective Date.

Termination of Coverage

Coverage ends if: the Master Policy is terminated; the member is no longer a member of his/her association; or the insured fails to pay the appropriate premium. Dependent’s coverage ends when member’s coverage ends, its premiums are not paid, the Master Policy is terminated, or on the premium due date coinciding with or next following the date the dependent ceases to be eligible. Transamerica Premier Life has the right to change premiums on any premium due date with 31 days notice to the insured. Premiums may also change if the group master policy changes.

THIS INSURANCE DUPLICATES SOME MEDICARE BENEFITS

This is not a Medicare Supplement Insurance

This insurance pays a fixed amount, regardless of your expenses, if you meet the policy conditions, for one of the specific diseases or health conditions named in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance.

This insurance duplicates Medicare benefits because Medicare generally pays for most of the expenses for the diagnosis and treatment of the specific conditions or diagnoses named in the policy.

Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:

  • hospitalization
  • physician services
  • hospice
  • outpatient prescription drugs if you are enrolled in Medicare Part D
  • other approved items and services

Before You Buy This Insurance

  • Check the coverage in all health insurance policies you already have.
  • For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.
  • For Help in understanding your health insurance, contact your state insurance department or state health insurance assistance program.

How To File A Claim

To file a claim, call or write the Administrator for claim forms.

Certificate Of Insurance

This information is only a brief description of the principal provisions and features of the Plan. The complete terms and conditions are set forth in the group policy issued by Transamerica Premier Life Insurance Company to the Trustee. When you become insured, you will be sent a Certificate of Insurance summarizing your benefits under the Plan.

How To Apply

  1. Refer to the Plan description for benefits and premium cost as you fill out the Application.
  2. Make a check payable for the total amount of the premium due payable to: Mercer Consumer, IEEE Group Insurance Program.
  3. Mail the completed application form with your check to:

Mercer Consumer
P.O. Box 10374
Des Moines, IA 50306-8812

Consider Your Eligibility

Before you request coverage, you must be a member (not affiliate status) in good standing of the Institute and cancer free (except Skin Cancer). Please wait until your application for membership is accepted before initiating your insurance requests. If you have questions about Membership, see IEEE's home page.

"30-Day Free Look"

When you become insured you will be sent a Certificate of Insurance summarizing your insurance coverage. If you are not completely satisfied with the terms of your Certificate, you may return it, without claim, within 30 days. Your coverage will be invalidated and you will receive a full refund-no questions asked!

Questions? We're Only A Phone Call Away

If you have questions about your eligibility ... what the plan covers ... or how to complete the application ... just give us a call toll-free at 1-800-493-IEEE. One of our service representatives will be available immediately to provide you with the information you need.

The Cancer Care Insurance Plan is underwritten by:

Transamerica Premier Life Insurance Company, Cedar Rapids, IA.

CANWEB17T

As an IEEE member, you and your spouse are eligible for this insurance regardless of your age provided you have not been medically treated for, or advised of cancer (except skin cancer) within five years (12 months in TX, 2 years in GA, and 6 months in CA) prior to the effective date of coverage. Your children are also eligible provided they meet the health requirements and are under age 19 (under 25 if enrolled as full-time students.) (This plan is not available in all states, please contact the administrator for more information.) Not available in California age 65 and older. Coverage is not available to residents of the state of New York.
Benefits will not be paid under this policy and any attached rider for any expenses which result from: injury or sickness other than cancer; or treatment or services performed outside the United States.

No benefits will be payable for the Covered Person's Preexisting Conditions. They are defined as a cancer (except Skin Cancer) that was positively diagnosed within five years (6 months in CA, 12 months in TX, 2 years in GA) prior to the Covered Person's Effective Date of Coverage under this Policy, or a cancer for which treatment has been received before the Covered Person has been Insured for 30 days from his Effective Date of Coverage.

We will, however, pay benefits for cancer diagnosed and treated within the first 30 days the Covered Person has been insured. Expenses for such treatment are payable only if incurred after coverage has been in force for 12 consecutive months (6 months in CA) from the Effective Date.
It’s important to remember that all "groups" are not created equal.

IEEE is able to set up group plans with competitive group rates.

Transamerica Premier Life Insurance Company has the right to change rates on any premium due date, with 31 days advanced notice to the insured. Rates may also change at any time if the terms of the group master policy are changed.
When you become insured, you will be sent a Certificate of Insurance summarizing your benefits under the Plan. If you are not completely satisfied with the terms of your Certificate of Insurance, you may return it, without claim, within 30 days. Your coverage will be invalidated and you will be sent a full refund—no questions asked!
Coverage becomes effective on the date following acceptance by the Administrator of the application and the first premium payment, provided you or any dependent to be covered is not hospital confined. This is group insurance. Coverage continues in force as long as premiums are paid when due, you are an IEEE member and the group policy remains in force.
Issuance of this coverage is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your insurance directly through the mail without meeting with a salesman. You can, of course, talk to a licensed representative if you'd like. Please click the Contacts section for the Program Administrator's toll-free number.
This plan is underwritten by Transamerica Premier Life Insurance Company. Transamerica Premier Life Insurance Company is one of the oldest and largest life insurance companies in the US. Transamerica Premier Life Insurance Company has earned an A+ (2nd of 16 rating categories) by A.M. Best Company as of June 24, 2016.

Mercer Health & Benefits Administration LLC (Mercer) makes no representations or warranties, expressed or implied, concerning the financial condition or solvency of any insurers. A.M. Best’s Ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at http://www.ambest.com. See Guide to Best’s Ratings for explanation of use and charges. Best’s Ratings reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of Mercer or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Ratings. Best’s Ratings are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.

CANWEB17Q

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Insurance Application and Brochure (For residents of All Other States)

Insurance Application and Brochure (For residents of CA)

Insurance Application and Brochure (For residents of AL, AZ, DC, GA, HI, IA and OH)

Insurance Application and Brochure (For residents of WI only)



Download Adobe Acrobat Reader

CANWEB17F

We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

IEEE-Sponsored Insurance Program Administrator
12421 Meredith Drive
Urbandale, IA
50398
1-800-493-IEEE (4333)
ieee.service@mercer.com
7:30 a.m. to 6:00 p.m. Central, Monday through Friday
8:00 a.m. to 5:00 p.m. Central, Saturday and Sunday
http://www.mercer-web.com/products/mercerhealthbenefits.html

Application Mailing Address

Administrator, IEEE Member Group Insurance Program
Address:
P.O. Box 10374
Des Moines, IA
50306-8812

Payment Billing Address

Administrator, IEEE Member Group Insurance Program
Address:
P.O. Box 10425
Des Moines, IA
50306-0425

Insurance Company

Transamerica Premier Life Insurance Company
Address:
4333 Edgewood Road NE
Cedar Rapids, IA
52499
1-800-533-5957
http://www.mercer-web.com/products/transamericapremier/index.html

CANWEB17C

Cancer Related Articles

This is a supplemental health insurance plan that requires you to have major medical coverage, Medicare, or other health coverage that meets “minimum essential coverage” as defined by the Affordable Care Act.

This plan is underwritten by Transamerica Premier Life Insurance Company, Cedar Rapids, IA. CA10000GPM

AT #1786486

Insurance Application and Brochure Download

Insurance Application and Brochure (For residents of All Other States)

Insurance Application and Brochure (For residents of CA)

Insurance Application and Brochure (For residents of AL, AZ, DC, GA, HI, IA and OH)

Insurance Application and Brochure (For residents of WI only)

Our Role & Compensation

Details of Mercer disclosure of the compensation.

Read More

HIPAA Privacy Notice