Small Employer Group

Small Employer Group  

Overview

IEEE Member Small Employer Group

 

Choose from a menu of benefits, especially for small firms with 2 to 50 employees.

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  • Dental Insurance

    The freedom you want to choose the dentists you trust!

    • Available as a separate plan if your firm has two or more employees OR can be added to the health insurance plan as an additional benefit with five or more employees.
    • Benefits vary, but a typical plan offers a low $50 deductible, 100% preventive care, 75% basic care, and 50% major care benefits up to an annual maximum of $1,000 per covered person per calendar year.
  • Comprehensive Medical Care Options

    Your choice of three coverage types:

    Innovative "Open Access" HMO

    Lower premiums than traditional coverage fewer restrictions than HMOs

     

    • No primary care physician required
    • Access to a large local network of participating providers
    • No referral needed to see a specialist
    • Lower out-of-pocket costs for in-network services
    • Includes prescription drugs, preventive care, well-baby care, worldwide emergency room care, and optional non-network benefits

     

    Point of Service

    • Primary care physician required
    • A large network of participating providers
    • Low co-pays for in-network services
    • Out-of-network benefits included

     

    PPO and Managed Indemnity (Nationwide Network)

    • No primary care physician required
    • Benefits with a network provider: lower out-of-pocket expenses, no balance billing, no complicated claim forms to complete or track
  • Term Life Insurance With Accidental Death & Dismemberment

    • Available with or without health insurance to groups of two or more employees
    • Up to $100,000 of coverage per employee ($50,000 if included on health insurance plan)
    • Dependent coverage also available
  • Short Term Disability

    Help prepare for accidents and the unexpected!

    • Benefits paid on the first day of an accident or the 8th day of an illness, for benefit period options of 13 or 26 weeks, with a maximum weekly benefit of $750
    • Available without health insurance to groups with two or more employees (not available with health insurance plan)
  • Long Term Disability

    To help protect one of your most valuable assets - your income

    • Available to groups with 10 or more employees
    • Benefits paid at 60% of salary up to a maximum of $6,000 a month to age 65
    • Features an "Own Occupation" disability option
Contact Us

 Address
Mercer Consumer, a service of Mercer Health & Benefits Administration LLC
12421 Meredith Drive
Urbandale, IA 50398
 Phone
1-877-249-7868
 Hours
M-F 7:30a-5p CST
 Email
ieee.service@mercer.com