Small Group Insurance
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IEEE Member Small Employer Group

Choose from a menu of benefits, especially for small firms with 2 to 50 employees.

The freedom you want to choose the dentists you trust!
  • Available as a separate plan if your firm has two or more employees OR can be added to the health insurance plan as an additional benefit with five or more employees.
  • Benefits vary, but a typical plan offers a low $50 deductible, 100% preventive care, 75% basic care, and 50% major care benefits up to an annual maximum of $1,000 per covered person per calendar year.

Your choice of three coverage types:

Innovative "Open Access" HMO

Lower premiums than traditional coverage fewer restrictions than HMOs

    • No primary care physician required
    • Access to a large local network of participating providers
    • No referral needed to see a specialist
    • Lower out-of-pocket costs for in-network services
    • Includes prescription drugs, preventive care, well-baby care, worldwide emergency room care, and optional non-network benefits

Point of Service

    • Primary care physician required
    • A large network of participating providers
    • Low co-pays for in-network services
    • Out-of-network benefits included

PPO and Managed Indemnity (Nationwide Network)

    • No primary care physician required
    • Benefits with a network provider: lower out-of-pocket expenses, no balance billing, no complicated claim forms to complete or track
    • Available with or without health insurance to groups of two or more employees
    • Up to $100,000 of coverage per employee ($50,000 if included on health insurance plan)
    • Dependent coverage also available

Help prepare for accidents and the unexpected!

    • Benefits paid on the first day of an accident or the 8th day of an illness, for benefit period options of 13 or 26 weeks, with a maximum weekly benefit of $750
    • Available without health insurance to groups with two or more employees (not available with health insurance plan)

To help protect one of your most valuable assets -  your income

    • Available to groups with 10 or more employees
    • Benefits paid at 60% of salary up to a maximum of $6,000 a month to age 65
    • Features an "Own Occupation" disability option

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

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We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Mercer Consumer, a service of Mercer Health & Benefits Administration LLC
12421 Meredith Drive
Urbandale, IA 50398
1-877-249-7868
ieee.service@mercer.com
7:30 am to 5 pm M-F (Central)
http://www.mercer-web.com/products/mercerhealthbenefits.html

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