At a Glance
Are you between jobs? Or perhaps a recent college graduate looking for that first job? Then chances are you're in need of temporary medical insurance until you become part of an employer's plan.
The Short Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation.
How to Apply
Click here to get your personalized instant quote. Don't delay! Purchase your policy online today and be protected as early as tomorrow. *
*By clicking the above link you will be leaving your association's insurance program website. The linked site is owned and operated by Assurant Health, who is solely responsible for its content. Assurant Health is the brand name for products underwritten and issued by Time Insurance Company.
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Where available |
Coverage is available in most states, but plans may vary depending on individual state laws. Not available in HI, MA, NJ, NY, OR, VT and Canada. |
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Type of Insurance |
Short Term Medical |
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Designed For |
Health insurance for a limited period of time |
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Underwritten By |
Assurant Health |
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Payment Options |
Credit Card, Monthly EFT, or direct bill |
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This website contains a summary of the insurance policy provisions. If there is a conflict between this site and the actual insurance policy, the insurance policy language will control.
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1. How do I know if a Short Term Medical Plan is right for me?
The following questions will help you determine what kind of coverage you need. Are you:
- Between jobs;
- Newly employed and waiting for your group coverage to begin;
- Graduating from college or a recent college graduate;
- A temporary or seasonal employee;
- A dependent no longer covered under your parents' plan;
- On strike, laid-off or a terminated employee;
- A part-time or temporary worker;
- Looking for a lower-cost alternative to COBRA or more comprehensive health insurance; or
- Unable to afford other coverage?
If you answered YES to any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. If you do not fit into one of these categories, chances are you want an individual medical plan.
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2. What if I need help?
You can speak to a licensed insurance agent by calling (877) 249-7868.
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3. Can I put my premium payments on my credit card?
Yes, you can pay your premiums using your Visa or MasterCard. You can also pay your premiums through monthly EFT, direct bill or through most online bill pay services. Another option is to prepay your insurance for a desired period of time say three months.
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4. Do I need to take an exam?
An exam is typically not required. But depending on the specific plan you're interested in, you may need to provide evidence of good health before the insurance company approves your policy.
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5. Do I have to meet with an insurance agent?
Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like. Please click the Forms and Links section for the toll-free number.
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6. How do I apply?
Click here to get your personalized instant quote or to apply online.
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*This online application is not available to residents of Canada at this time.
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The information on this site describes benefits available through this insurance program and is intended to provide a brief overview of the coverage. In the event of any conflict or inconsistency between the information on this site and the information contained in the underlying plan documents, the plan documents will in all respects control and govern. If any provision is not explained or only partially explained, your rights will always be determined under the provisions of the underlying plan documents. Insurance coverage and availability may differ by state. For complete plan details, please contact the Program Administrator, Marsh Affinity Group Services.
© 2003 Seabury & Smith, Inc. Marsh Affinity Group Services is a service of Seabury & Smith. PersonalPlans is a registered mark of Seabury & Smith. All rights reserved.